According to an article in BenefitsPro, applying for benefits under President Barack Obama’s healthcare overhaul could be as daunting as doing your taxes.  The draft of the application was released, and it runs 15 pages for a family of three.  Families USA Executive Director, Ron Pollack, expressed concern for the uninsured; he said they may be overwhelmed with the process and simply give up.  The Department of Health and Human Services (HHS) estimates it will receive more than 4.3 million applications for financial assistance in 2014, with online applications accounting for about 80 percent of them.  Because families can apply together, the government estimates 16 million people will be served.